B R OA D F I N A N C I A L


THE ULTIMATE SOLO  401K


The Ultimate Solo 401K  is the premier self-directed  Solo 401K plan for people who work for themselves  without any full-time employees, other  than their spouse  in any capacity  or structure (e.g. sole proprietor, LLC, partner- ship, corporation,  independent contractor, individual practitioner, therapist,  etc.).

Also known as an individual 401K or self-employed 401K, the Ultimate Solo 401K  enables  you to invest in what you want, when you want.  This, in turn, empowers  you to utilize your entrepreneurial skills and know-how to dis- cover, and take  advantage of investment  opportunities  that  will help you diversify your retirement account,  maxi- mizing its potential  for financial growth and safety.

As the most innovative self-directed  IRS-approved Solo 401K Plan available, the Ultimate Solo 401K  enables  you to maximize your tax deductible contributions  (up to $56,500 per year) and to diversify your retirement funds across  the broadest possible spectrum  achieving:

   True Diversification.  The Ultimate Solo 401K  enables  you to invest your retirement funds directly into all asset classes: real estate, tax liens, small businesses,  personal  loans, private placements,  foreclosures,  gold
& silver and all other  alternative (i.e. non-Wall Street)  investments that  are not available through a typical Solo 401K.  Of course, you can continue to invest your retirement funds in all traditional investments (e.g. stocks, bonds, mutual funds, etc.).

   Checkbook Control.  As the sole Trustee  of your Ultimate Solo 401K, you will set-up a checking account for your Ultimate Solo 401K at any bank of your choosing.  We guide you through this process, but never
have access to your account  or your funds. Once your account  is set-up, you can begin placing investments
by simply writing a check.

   Loans.  You can borrow up to $50,000 from your Ultimate Solo 401K, and use it for any purpose 
business or otherwise.

   Maximum Contributions.  You can contribute  up to $56,500 a year into your Ultimate Solo 401K, all tax deductible double that  if your spouse  works with you.

   Investment Control.  The Ultimate Solo 401K  is the ultimate self-directed  Solo 401K, giving you complete control over your retirement account,  enabling you to make all investment  decisions alone, or with the help of a financial professional.

   Reduced Costs.  Because  the Ultimate Solo 401K  has no need for a custodian, transaction fees and asset-based-holding fees are entirely eliminated as are processing  delays.

   Rollover Options.  The Ultimate Solo 401K  can be funded by transferring or rolling-over funds from almost any existing retirement account  or plan IRA, 401K, SEP IRA, Keogh, etc., or by making an initial contribution.

   Roth Contributions.  Up to $17,500  of your annual contributions  can be Roth contributions  (up to $23,000 if age 50  or older).








Broad Financial LLC  |   21 Robert Pitt Drive, Suite 202, Monsey, NY 10952    |   Tel: 800.395.5200    |   Fax: 845.352.7575    |   www.broadfinancial.com

B R OA D F I N A N C I A L



THE ULTIMATE SOLO  401K


How does The Ultimate Solo 401K compare to the Solo 401K
plans advertised by the large brokerage houses?


There is one similarity and four significant differences.  The similarity is that they are both Qualified Retirement Plans, approved by the IRS for self-employed persons.
The four significant differences are:



The Ultimate Solo 401K                                  Their Solo 401K

Trustee                           Our Solo 401K Plan appoints you as  the  Trustee of your account, empowering you to make all investment decisions.
Their Solo 401K Plan appoints themselves  as  Trustee of   your account, limiting your investment choices.


Investment Choices       As Trustee of your Solo 401K Plan, you have complete freedom to invest your retirement  funds di- rectly into all investment  classes (traditional and non-traditional). This   enables   you   to   diversify across the broadest possible spectrum of investments.
Their Solo 401K  Plan limits your investment choices to stocks, bonds,  mutual  funds,  and  CDs.


Checking Account         As the Trustee of your Solo 401K Plan, you will  open  a  checking account for your Plan at any bank of your choosing, which will serve as the platform for placing all investments for your Plan.
Their Solo 401K Plan requires that all deposits  be  made  into  your account at their brokerage house.


Loans                             Our Solo 401K Plan allows you to take a loan of up to $50,000 from your Plan.
Their Solo 401K Plan does not allow for loans.








Broad Financial LLC  |   21 Robert Pitt Drive, Suite 202, Monsey, NY 10952    |   Tel: 800.395.5200    |   Fax: 845.352.7575    |   www.broadfinancial.com

B R OA D F I N A N C I A L



THE ULTIMATE SOLO  401K
How It Works



Plan
We create  a customized IRS-approved
Solo 401K Plan for you.

Plan


Trust
The Plan that we create  cBontaBinBs a Trust, whichBappoints you as the sole Trustee of your Solo 401K Plan empowering you to make all investment decisions.



Checking Account
You will open a checking account, in the name of the Trust, at any bank of your choosing.  This checking account will serve as the self-directed investing plat- form for placing all investments or loans for your Solo
401K Plan. We guide you through this process, but never have access  to your account or your funds.



Trust








Checking Account


Rollover/Funding
You will fund your Solo 401K by transferring funds from one or more of your existing retirement
accounts or plans into your Solo 401Ks new checking account, or by making an initial contribution.
 Real
Estate


Tax
Liens
Gold & Silver


Private
Placements
Small
Businesses


Private
Loans


Investing
You can begin investing your retirement funds directly into all investment classes (traditional and non-traditional) by simply writing a check.
Intellectual       Foreclosures
Property



Etc.
Stocks
& Bonds










Broad Financial LLC  |   21 Robert Pitt Drive, Suite 202, Monsey, NY 10952    |   Tel: 800.395.5200    |   Fax: 845.352.7575    |   www.broadfinancial.com

B R OA D F I N A N C I A L



THE ULTIMATE SOLO  401K



Deliverables



We prepare a comprehensive Ultimate Solo 401K  binder for you that includes:

A Simple User-Guide
The  Ultimate Solo 401K  Plan
The  Ultimate Solo 401K  Trust
Required Plan Amendments
IRS  Approval Letter
Federal Identification Number
Administrative Forms
Prohibited Transaction Overview
Banking Instructions




Timing



All Ultimate Solo 401K  binders are completed and shipped within three business days from when orders are received.



Cost



The set-up fee for the Ultimate Solo 401K  is $1,195 and can be paid for in one of several ways (please see the attached order form).

The Ultimate Solo 401K, like all Qualified Retirement Plans, is required to be updated on an annual basis to stay current with all new government legislation affecting retirement  plans. As such, you will auto- matically be enrolled in our Amendment & Restatement Service which is billed at $132 per year.