B R OA D F I N A N C I A L



THE  ULTIMATE  IRAB ®


The Ultimate IRA®  is an upgraded Individual Retirement Account. Its two main upgrades, self- directed investing and checkbook-control, enable you to invest in what you want, when you want. This, in turn, empowers you to draw on your own unique expertise, passion, and life expe- rience to discover and take advantage  of investment opportunities that will help you
diversify your retirement  account, maximizing its potential for financial growth and safety.

The Ultimate IRA®  is the ultimate self-directed checkbook-controlled IRA, enabling you to achieve:

· True Diversification. With the Ultimate IRA®  you can invest your retirement  funds directly into real estate, tax liens, small businesses, private placements, personal loans, foreclosures,
gold & silver – and all other alternative (i.e. non-Wall Street) investments that are not available through a typical IRA. Of course, you can continue to invest your retirement funds in all traditional investments (e.g. stocks, bonds, mutual funds, etc.).

· Checkbook Control. The Ultimate IRA®  comes with a checking account, which we will assist you in setting-up at your bank – so your retirement  funds will always be under
your control. Once the account is set-up, it’s easy to begin placing investments, all you have to do is simply write a check.  This enables you to move quickly when time-sensitive opportunities and other on-the-spot  investments present  themselves.

· Investment Control. The Ultimate IRA®  is the ultimate self-directed IRA, giving  you complete control over your retirement  account, enabling you to make all investment
decisions – alone, or with the help of a financial professional.

· Tax-Deferred Investing.  The Ultimate IRA®  enables you to take control of your retirement funds – without incurring any early distribution penalties or taxes.  Furthermore, the profits
generated from your investments flow back into your account and continue to grow tax- deferred, or tax-free in the case of a Roth, helping you build the retirement  you want.

· Rollover Options. Your Ultimate IRA®  can be funded by transferring or rolling-over funds from any of your existing retirement  accounts  or plans – IRA, 401K, Roth IRA, SEP IRA,
Keogh, 403b, etc., or by making an initial contribution.

· Limited Fees.  Once your Ultimate IRA®  is set-up, there are no asset-based-holding  fees
or transaction  fees, rather there is a low fixed annual fee – regardless of how large your
account is or how many transactions  you place during the year.









Broad Financial LLC  |   21 Robert Pitt Drive, Suite 202, Monsey, NY 10952    |   Tel: 800.395.5200    |   Fax: 845.352.7575    |   www.broadfinancial.com

B R OA D F I N A N C I A L


THE  ULTIMATE  IRAB ®
How It Works




Self-Directed IRA

Existing                   
THE
1    We assist you in establishing a new self-directed IRA
with one of our preferred self-directed IRA Custodians.
IRA/401K
ULTIMATE  IRAB ®


Rollover
You direct the transfer of some, or all of your retire- ment funds from your existing IRA, 401K, or other retirement  account to your new IRA. We guide you through this process, but never have access  to your account or your funds.

IRA LLC
We establish a new Limited Liability Company (LLC)
for your IRA – which will serve as your IRA’s self-directed investing platform. We customize each LLC to conform to all rules and regulations governing self-directed IRA LLC’s and appoint you as its manager, authorized to make all investment decisions.



LLC








Checking Account

Funding
The next step is to capitalize the LLC. We instruct the
IRA Custodian to invest your IRA into the LLC – by trading all of the membership units (similar to stock) of the LLC for the cash in your IRA. Your  self-directed IRA is then the owner of the LLC.


Checking Account



BReal
Estate


Tax
Liens



Gold & Silver


Private
Placements



Small
Businesses


Private
Loans
Upon receiving the capitalization check from the custodian, you will open a checking account, in the name of the LLC, at any bank of your choosing, and deposit the check.

Intellectual
Property

Foreclosures          Stocks
& Bonds



Investing
You can begin investing your IRA funds directly into all investment classes (traditional and non-traditional) – by simply writing a check.
Etc.




THE  ULTIMATE IRAB ®




Deliverables



We prepare a comprehensive Ultimate IRA®  binder for you that includes:

· A Simple User-Guide
· Articles of Organization
· Customized IRA LLC Operating Agreement
· Federal Identification Number
· Prohibited Transaction Overview
· Banking Instructions



Timing



The entire process typically takes three to four weeks.  It is dependent  on the speed at which your current Custodian/Banking Institution processes  the transfer request, and how quickly your State  files the new LLC.  All binders are completed and shipped within 3 business days from when the LLC is completed by
the State.




Cost



The set-up fee for the Ultimate IRA®  is $1,295 – and can be paid for in one of several ways (please see the attached order form).

Additionally, there is a one-time custodial account set-up fee of $      , which will be deducted from your
Ultimate IRA®  once it is set-up.  Thereafter, there is an annual account maintenance  fee which is fixed at
$115 regardless of how large your account is or how many transactions  you place during the year.